David Hensley
Accolade: Blog group founder

David Hensley

Founder at Enryo Limited
Message Message me Posts: 16 Comments: 3

Blogs

Imagine a world without cash

The real price consumers pay for living in a digital age

07 Dec 2023

Amidst the Digital Age, Cash appears to have made a brief comeback, not unlike the end of the resession in 2008. In a world increasingly dominated by digital payments, the news of a resurgence in cash usage might seem counterintuitive. However, recent data from the BRC suggests that cash is making a "comeback", with a 7% increase in the ...

Financial Inclusion

The rise of the credit union.

23 Nov 2023

Credit unions are member-owned, non-profit financial cooperatives that provide a wide range of financial services, including everyday banking, and savings accounts, loans, credit cards, and investment products. According to the latest statistics from the Association of British Credit Unions Limited (Abcul), there were 246 credit unions in the UK. ...

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Norway

24 Oct 2023

As with the rest of the world the number of cash payments has been declining in Norway for many years, what is interesting is that for such a low cash use (currently less than 3% of all payments) there is still a healthy coverage of ATMs with Norway ranked 8th in the world with 1 ATM for every 1,125 adults. Whilst not the best indicator of the q...

Imagine a world without cash

Could Artificial Intelligence bridge our digital divide?

02 Oct 2023

Artificial intelligence (AI) is one of the most transformative technologies of our time. It is already being used to automate tasks in a wide range of industries, from healthcare to manufacturing and more recently finance. It is having a major impact on the digital world, with applications such as social media algorithms, search engines, and virtu...