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Latest thinking in respect to Banking Strategy, Digital and Transformation. Harnessing our collective wisdom to make banking better. Ambrish Parmar
The new Payment Services Directive (PSD3) proposed by the European Commission (EC) on 28 June 2023 marks a significant milestone in the evolution of the financial services industry. Designed to addres...
The talent crunch for financial institutions doesn’t stop in the IT department. Increased regulatory pressure, liquidity challenges, and margin shortfalls create pressure to have the right individuals...
Interest rates may be the most relevant metric in the financial world. No other single variable has such a profound and universal impact on the prospects of financial services firms and their customer...
In today's digital landscape, the development of a secure and efficient payment solution holds immense significance, whether you decide to build your own payment gateway or explore alternative options...
The power of personalised client offering, and digital client portals is revolutionary. Particularly for wealth providers within the United Kingdom. I'd like to explore how these two factors unite to...
Benefits and Challenges of Developing Your Own Payment Gateway Last week, I provided an overview of the payment gateway market landscape, and today we'll shift our focus to the specific benefits busi...
Thankfully it looks like the UK has dodged a 2023 recession. Things were certainly bleaker at the end of 2022 when The Economist was not asking if there would be a recession, they were just asking ho...
Recently several medium-sized banks in the US (i.e. First Republic Bank, Silicon Valley Bank and Signature Bank) came into trouble, after their customers lost trust (i.e. the trust of being able to re...
Introduction As businesses increasingly recognize the benefits of having their own payment gateways, the demand for comprehensive knowledge on building and operating such systems has surged. Whether i...
Financial institutions must navigate a complex and constantly evolving environment of securities and transaction taxes that differ not just for each region, country, and asset class but also with clie...
Over the past decade, the fintech industry has experienced a significant surge, primarily driven by the absence of dependable customer service, outdated interfaces, and limited innovative tools and fe...
As businesses get digitalized and the era of "Everything Real-Time" kicks in, transaction banking needs to change. More and more banks are aligning their internal systems and processes to ad...