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Latest thinking in respect to Banking Strategy, Digital and Transformation. Harnessing our collective wisdom to make banking better. Ambrish Parmar
This guide aims to help you gain a competitive edge in the Payments Market with insights, trends, and technological awareness. Payments Market Overview The digital payments market has witnessed incred...
Embedded finance is mainstream, and e-commerce dynamics have changed forever. What began with payments quickly extended into deposits, lending, insurance, and other financial services. Consumers clear...
Under the new ruling, when a bank receives a valid payment request with no room for interpretation or choice, the bank must execute the order. That means if the owner of the bank account authorises a ...
Speeding up business processes and tasks is something evolving software-as-a-service (SaaS) has been instrumental in delivering. Today, as SaaS reaches maturity, it offers great value to those in fina...
Generative AI has gained prominence in the recent times due to its truly transformative and disruptive potential. The evolution started with rapid advances in machine learning techniques for predict
Neobanks have burst onto the scene in the last decade. Targeting rapid growth, market penetration and new customers, they have shaken up the banking industry, taking with them tens of millions of cust...
Introduction The emergence of Variable Recurring Payments (VRPs) has revolutionized the payments industry, captivating the interest of consumers, merchants, and financial institutions.This article div...
2022 was a year of extremes in retail banking across Europe. Interest rates rose for the first time in a number of European countries, troubles of the pandemic were in the rearview, and revenue and pr...
In the fast-paced world we live in today, the desire for instant gratification has created an increasing demand for real-time payments. This need puts a significant amount of pressure on all industrie...
It is no secret that the banking industry has been rapidly digitising for several years now. According to the European Central Bank’s 2023 Banking Supervision report, 61 percent of banks are now embe...
Banks and other financial institutions have been through their fair share of ups and downs in recent years. They have lost millions to money laundering and fraud. Maximizing efficiency is necessary fo...
Treasurers recognise the value of the vast quantities of data at their disposal, no more so when markets are more volatile. When data is appropriately used it enables better, smarter decisions and fas...