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Digital payments are becoming increasingly popular all over the world. In 2022, the global digital payments market was valued at over $7 trillion and is expected to grow to over $10 trillion by 2028. ...
The fintech industry has played a big part in delivering more financial services to the masses, but when it comes to innovation and having a positive impact on consumers - not all is created equal. B...
Open banking is here and is showing no signs of slowing down. According to a recent Finastra survey, 56 percent of US financial institutions (FIs) surveyed regard open finance as a “must have”, up fr...
Our sacred trust infrastructure mission the incoming autumn will be to: 1. Make it crystal clear to all organisations (especially the in the public and SMEsectors) and most citizens how immensely ser...
The decline of cash access in communities is a growing problem, with a disproportionate impact on rural and deprived areas. This is due to a number of factors, including the increasing digitization of...
Your credit score holds the key to unlocking financial opportunities and stability. Whether you are aiming to secure a loan, obtain a credit card, or improve your overall financial standing, a good
Living and working in a developed economy, it is easy to view crypto as simply a new and interesting alternative investment class – a useful way to diversify a portfolio or earn yield. Crypto is yet a...
The pervasive use of smartphones today has revolutionised the way individuals communicate, interact, and carry out transactions. Advances in connectivity have also led to expectations of superior inte...
The move towards a cashless society is gaining momentum around the world. Governments, businesses, and consumers are all seeing the benefits of a digital payments system, such as increased efficiency,...
Our research last year revealed that at least six million people in the UK are ‘ID Challenged’. This means that they struggle to prove who they are in order to access the products and services they ar...
A cashless society is one in which most or all transactions are conducted electronically, with little or no use of physical cash. This trend is already underway in many countries around the world, and...
In my previous blog, I covered how insurance analysis has moved on from traditional methods to holistic models. These models allow insurers to better assess risks and losses by being able to view the...