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Is a recession coming? Even a brief Google search on the word reveals dozens of articles that say unequivocally that there will be a recession. Although the press is reading tea-leaves to try to d...
The world is rapidly evolving and for some, the appeal of what’s known as super-apps is more than just a phase. Used to describe a mobile or web application that provides multiple services such as pay...
As blockchain technology matures - in tandem with financial market (and public) perceptions - the time may be right to consider how blockchain (and other digital technologies) can resolve particular &...
The potential of AI/ML is immense, yet it is often misused by managers who are driven by trends and a fear of missing out. Like any technology, AI/ML should be seen as a means to an end and should be ...
In my first article of a new series on the FinTech industry, I explore how, in 2023, the FinTech investment market has become more selective, with venture capitalists investing in FinTechs that adher
The new age of Gen AI is likely to bring about several changes in the way we approach Data Strategy. Data strategists will have to incorporate new Gen AI powered opportunities and reshape their views ...
Hi all, Nice to see you again. In this topic, we would like to continue with an exploration of the problem and potential solutions to improve loan portfolio analytics. Introduction In today’s high-st...
In the midst of economic uncertainties and emerging challenges, traditional insurance and banking business models face threats that demand adaptation as a necessity rather than a choice. While banks h...
Embedded insurance reminds me of that old saying, “the wise adapt themselves to circumstances, as water moulds itself to the pitcher.” It’s widely believed that no one actively thinks about insuran
In the ever-evolving landscape of the financial industry, payment service providers (PSPs) across Europe are constantly seeking innovative ways to stay competitive and meet the evolving needs of their...
Pay-per-use (PPU) business models are fast gaining ground in asset finance, especially for the leasing of commercial equipment and vehicles. But to date, automotive subscriptions have been slower to g...
AI is poised to revolutionize the user experience in any field, including for small businesses in Business Banking. By leveraging cutting-edge technologies and advanced data analytics, the integration...