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When I start working on creating a test strategy for an application, one of the biggest impacting factors that I need to consider is the application domain. It defines a lot of context for any stage o...
If you want data to bring real value, you should consider how it is stored and processed. Being obliged to follow the ever-changing regulations of national banks and ministries of finance, banks requi...
Hi all, Today we are continuing with our series of articles about data usage, AI/ ML modeling, and analytics in banking. Start. In today’s data-driven world, businesses have a wealth of information av...
Hi all, Nice to see you again. In this topic, we would like to start with an example to describe the problem of loan portfolio analysis better. Problem example: Data censoring, or the process in whic...
In this article I will explore the Electronic Money Directive (EMD) which emerged as a pivotal regulatory framework, guiding the operations of electronic money transactions across the globe. At the he...
Hi all, It's Dmitriy from TIMVERO. Today we are starting our series of articles about data usage, AI/ ML modeling, and analytics in banking. First one is going to be about issues with data availabili...
The dilemma of whether to build or buy fintech software has long been a tough decision for many entrepreneurs. The allure of a personalized solution can be tempting, but not all startups possess the f...
TLDR: In the climate innovation race, AI could be the secret sauce to getting ahead for banks smart enough to harness its power. In an era where the urgency of climate change is impossible to ignore,...
Four steps to picking a technology partner for the long-haul Technology budgets at many community and regional banks and credit unions are stretched to capacity. Yet, there’s no shortage of ongoing p...
In September 2023, Apple launched the iPhone Wallet app integration with UK users' current account balances and transaction history. The Apple Wallet app's integration with the Open Banking API allows...
Hi all, Nice to see you again. In this topic, we would like to continue with an exploration of the problem and potential solutions to improve loan portfolio analytics. Introduction In today’s high-st...
To build an international start-up is a blessing – I’m one of those lucky people having a chance to have such a different experience. The same technology may get different realization based on the co